Free Retirement Planning Guide Giveaway Announced Trying to Find Life Insurance Over 50 and Retirement Planning Issues Addressed with National Author’s Retirement Catch-Up Guide giveaway. Carlsbad, CA -- www.GuaranteeMyMoney.com. Like getting life insurance over 50, getting caught up on your retirement planning can be just as difficult. To help educate clients on how to catch up when they haven’t been on top of their retirement planning or they’re looking for life insurance over 50, the firm is giving away national author and Business Week Online columnist’s book, “The Retirement Catch-Up Guide – 54 Real-Life Lessons to Boost Your Future Resources Now!” One solution to retirement planning and life insurance over 50 is the Prentiss Group’s new fixed rates of return that are guaranteed safe in their U. R. The Bank program. The firm uses this premium financing Program to create higher rates of return so that premium financing can be used for those looking for life insurance over 50. Premium financing allows the insurance applicant to finance, over time, premium payments that might otherwise be cost prohibitive. Ellen Hoffman’s book will be given away to any new client who allows the firm to make a written proposal to them. The proposal may be for someone looking for life insurance over 50, premium financing, or any of their Guaranteed Retirement Income Plan® products. Ellen Hoffman was recently interviewed about today’s challenging economy and what retirement strategies make the most sense on Vitality Talk on the Vitality Radio Network. That interview can be heard at www.GuaranteeMyMoney.com . “It’s never too late. No matter how old you are or how little you’ve saved, you can become retirement-prepared, says Hoffman. Glenn Duggins, CEO for the Southern California retirement and estate tax planning firm says, “Her message fits in perfectly with the Prentiss Group’s guaranteed, safe, and sensible financial products. The recently announced U. R. the Bank program addresses the country’s insecurities right now. “Our U. R. The Bank product is designed for those who want to make two or three times what their bank CDs are making. It is designed for people who need help financing their insurance premiums and obtain insurance over 50. It’s designed to beat the odds so many Americans are willing to play in stocks and mutual funds.” This program competes directly with the billions of dollars tied up in under-performing CDs or certificates of deposits. While many people feel secure knowing there is little risk with their FDIC insured bank CD, they may not realize that this poor investment may be costing them a fortune in lost opportunity. By the time someone earns 2.7% and then pays taxes on it, there just isn’t much left. The alternative is the U. R. the Bank program which is likely to pay as much as triple what many CD’s pay. “Giving away the free Retirement Catch-Up Guide is just another way to encourage people to learn more about managing their money. It’s a great book and we’re hoping to give away a lot of them,” said Duggins. To get a free book, consumers simply need to visit www.GuaranteeMyMoney.com or call the company direct at 888-777-3805. Learn more about the pros and cons of Certificates of Deposit (CDs) at the company’s blog: www.GuaranteeYourMoney.com. The Prentiss Group is your Retirement and Estate Tax Planning Specialist in Southern California. Call 888-777-3805 for more information. U. R. the Bank is part of the Guaranteed Retirement Income Plan® or GRIP. ### Contact Steve Dahl to arrange interviews at 760-804-6271. Disclaimer: This information does not constitute a complete description of all or any one aspect of financial planning. There is no offer to sell or buy any financial product in this document. Please consult with a qualified financial advisor before investing. © Copyright 2008 Prentiss Group, Inc. Get a Grip on Your Money® is a registered trademark of Prentiss Group, Inc. Article:  The good news is - we’re all living longer! The bad news is - we’re all living longer! As the price of everything goes up, so does growing old. Fortunately we now have some financial tools to help make the golden years more comfortable emotionally, physically and financially. One possible solution may be long-term care insurance (LTCI). But don’t jump on this premi um bandwagon until you understand what you’re committing to. Like most insurance, we don’t really know how well it works until we really need it. Here is some of the fine print to examine if you’re considering a long-term care insurance policy. Long-term care is often considered an issue exclusively for elders. Not so. Anyone who needs ongoing care because they cannot independently perform the basic daily living activities such as dressing, bathing, or eating due to an injury, illness or even cognitive disorders may be a candidate for long-term care. Affording long-term care is something that concerns many of us and one way to deal with the unpredictable long-term care costs may be long-term care insurance (LTCI). Hopefully you’ll live a long and prosperous life and health or money issues won’t cloud your golden years. But, if you want to be prepared, consider how to make long-term care insurance work to your advantage. Don’t count on Medicaid. It does cover a bit of your long-term care expenses but you’ve got to be dang near death or flat broke or a combination of the two to qualify. Then there’s your friendly neighborhood HMOs, Medicare, and Medigap but guess what. Right. They don’t help much either. Here are three things you can do to get over your anxiety about this whole not-so-fun question of “How long will I live and can I afford it if I do?” Eat your dang vegetables!
Your mother was right. They are good for you and they keep you healthy. In other words, clean up your lifestyle a bit and add a few more healthy years to your life. Continued on our blog at www.GuaranteeYourMoney.com. News Release - For Immediate Release Guarantee My Money Website Delivers Unique Retirement Planning Message in Volatile Stock Market February 21, 2008, Carlsbad, CA www.GuaranteeMyMoney.com How do banks make money? They borrow at low interest rates and loan it out at higher interest rates. That’s in essence what the Prentiss Group strategy is with its recently announced, U. R. the Bank program. This unique retirement planning and investment program is just one of several retirement planning tools described on the new website called Guarantee My Money.com. How can anyone guarantee anything in this market? The one guarantee that we all share is that if you do nothing you get nothing. The Prentiss Group is committed to educating its clients nearing retirement with this unusual website. Glenn Duggins, CEO explains, “We want people to have the knowledge they need to make informed decisions about their money. That’s why this new site has tons of educational videos and audios plus to a wealth of information that anyone can read. People have to learn more about retirement planning because with the economy the way it is, nobody should risk their principle right now.” The earthy style of the online video production is intentional. The firm believes that being honest, transparent, and totally open about how they operate comes across in their website’s videos. There are also interviews with key staff members about the investment scams retirees fall for and creative things people can do to catch up on their retirement planning. In one of the audio interviews, Duggins also a Certified Tax Specialist, describes the frightening consequences of having only a simple will and no trust set up to protect your assets. “I’ve spent too many years listening to the horror stories of what happens when the government gets to be the one to decide who-gets-what after a loved one passes. A little planning can make everyone’s life a lot easier and that’s what we expect this website to teach.” The short videos posted are designed to teach people how to protect and grow retirement funds. Visitors will hear from people who are using the Prentiss Group for life insurance, investment, and estate and long-term care planning. The website also addresses topics such as the company’s new U. R. the Bank program that pays 7%, 8%, 9% or more, at fixed rates. The site provides alternatives to stocks and bonds, current information on trusts and estates, what certificates of deposit are good for, and even alternatives to reverse mortgages. For more detailed information on today's financial news visit www.GuaranteeYOURmoney.com. The Prentiss Group is your Retirement and Estate Tax Planning Specialist in Southern California. Call 888-777-3805 or visit www.GuaranteeMyMoney.com for more information. U. R. the Bank is part of the Guaranteed Retirement Income Plan® or registered product line called GRIP. ###
News Release - For Immediate Release Retirement & Estate Tax Planning Firm Fights Market Gyrations with U. R. the Bank Program February 22, 2008, Carlsbad, CA www.GuaranteeMyMoney.com As CEO of Southern California-based retirement and estate tax planning firm the Prentiss Group, Glenn Duggins has seen too many retirement dreams turn into retirement nightmares when people over invested in the stock market. “I knew we needed to come up with an alternative to this roller-coaster-ride-of-a-market we’re in and we wanted to show retirement planning clients how to do better than certificates of deposits (CDs) or the risky stock market. That’s why we created U. R. the Bank,” said Duggins. Banks make money by borrowing at low interest rates and loaning it out at higher interest rates. That’s in essence what the Prentiss Group strategy is with U. R. the Bank. When people nearing retirement have money tied up in low-interest earning investments like certificates of deposit or real estate equity, the returns are small and tax benefits few. The U. R. the Bank program helps leverage those under-performing assets without putting principle at risk. In fact, this program is specifically designed for people who are risk averse yet not happy with low rates of return offered by bank CDs. “CDs have their place but the returns are small, especially when you consider the impact of inflation and taxes,” said Duggins. Learn more about the proper use of Certificates of Deposit at the blog - www.GuaranteeYourMoney.com. For returns of 7%, 8%, 9% or more that are fixed and guaranteed, Duggins designs specific investments program that do not risk a client’s money yet still put under-performing assets to work. U. R. the Bank is often used as a way to finance life insurance premiums. Premium financing is becoming more popular as baby boomers who put off buying life insurance realize their insurability isn’t getting any easier. Premium financing can be a powerful leverage tool in any retirement plan but it is not the only way U. R. the Bank is used. U. R. the Bank is also quite popular for people who have home or rental property equity. U. R. the Bank can be designed to tap into that equity and generate a return of 7% 8%, 9% or more, with significant tax advantages. Here are some of the features of the program: + Stability of principal. Fully guaranteed + Tax benefits - Can convert ordinary income treatment to capital gains + Secured investment note- approved for qualified and non-qualified accounts + Can be used to finance premiums on life insurance and long-term care with no additional cost + Pays surprisingly high interest rates + Not all applicants will be approved, some restrictions apply The Prentiss Group is your Retirement and Estate Tax Planning Specialist in Southern California. Call 888-777-3805 or visit www.GuaranteeMyMoney.com for more information. U. R. the Bank is part of the Guaranteed Retirement Income Plan® or GRIP. ### Contact Steve Dahl to arrange interviews at 760-804-6271.Steve Dahl is a freelance writer and marketing consultant in Carlsbad, Ca. Click the contact button to reach him. Disclaimer: This information does not constitute a complete description of all or any one aspect of financial planning. There is no offer to sell or buy any financial product in this document. Please consult with a qualified financial advisor before investing. © Copyright 2008 Prentiss Group, Inc. Get a Grip on Your Money® is a registered trademark of Prentiss Group, Inc. |
